Legal Terms and Conditions
Kristy Gouldsmith (SRA number 669239) is authorised and regulated by the Solicitors Regulation Authority in her personal capacity and is subject to the provisions of the SRA Code of Conduct and the SRA Handbook. This authorisation and regulation doesn’t apply to Sapphire Consulting Group Ltd, to the services that we offer more widely or to work carried out by others.
When you engage Kristy for legal services, we will explain which services will be provided by Kristy as a solicitor and which services will be provided by others.
Where Kristy and others are working as part of a joint team and it is not possible to draw a clear boundary around the services provided by her or others, then Kristy will be accountable to the SRA for the work as a whole. She will remain responsible for the work of those she supervises under SRA standards. The Legal Ombudsman may also accept a complaint where the matter has been supervised by a solicitor.
Professional indemnity insurance and the SRA Compensation Fund
Kristy has professional indemnity insurance that meets SRA Minimum Terms and Conditions of £3 million for anyone claim. Details on the scope of cover will be provided on request.
Clients will not be able to make a claim on the SRA Compensation Fund.
Limitations on liability
Our liability to you for claims for breach of contract, breach of duty, negligence and for claims otherwise arising out of or in connection with our engagement or the services we provide shall be limited to £3 million.
Holding money on behalf of clients
Under SRA regulations, Kristy is not permitted to hold client money in her personal capacity.
“Client money” will include:
Money that clients pay on account of charges or third-party costs (such as fees for expert reports)
Any damages that a client receives as part of a settlement of a case
The assets of an estate that is being administered by our company
Any other money that we are holding on your behalf to complete a transaction or for investment purposes